coradynvalis Logo

coradynvalis

Investment Mindset

Privacy Policy

Your privacy matters to us. Learn how coradynvalis protects and manages your personal information.

Last Updated: March 15, 2025

Information We Collect

coradynvalis collects information to provide better services to our users. We gather information in several ways, depending on how you interact with our platform and services.

Personal Information: When you register for our investment mindset programs, we collect your name, email address, phone number, and billing information.
Usage Data: We automatically collect information about how you use our website, including pages visited, time spent, and interaction patterns.
Device Information: We may collect information about your device, browser type, IP address, and operating system to optimize your experience.
Communication Records: When you contact our support team or participate in our programs, we maintain records of these interactions.
Educational Progress: For enrolled students, we track course completion, assessment results, and learning milestones to personalize your educational journey.

We only collect information that's necessary to provide our services or as required by South African law. You have control over much of the information we collect, and we'll always be transparent about what we're gathering and why.

How We Use Your Information

Your information helps us deliver personalized educational experiences and improve our services. Here's specifically how we use different types of data:

Service Delivery: We use your personal information to enroll you in programs, send course materials, track your progress, and provide customer support. This includes sending important updates about your enrollment status or changes to course schedules.

Communication: With your consent, we'll send educational content, program updates, and information about new learning opportunities. You can opt out of marketing communications at any time while still receiving essential service-related messages.

Platform Improvement: Usage data helps us understand which features are most valuable, identify technical issues, and develop new educational tools. This analysis is typically done with aggregated, non-personally identifiable data.

Legal Compliance: In some cases, we process your information to comply with South African financial education regulations, tax requirements, or to respond to legal requests from authorities.

We never sell your personal information to third parties. Any data processing beyond these purposes requires your explicit consent, and you can withdraw that consent at any time through your account settings or by contacting us directly.

Your Rights and Choices

Under South African data protection laws, including the Protection of Personal Information Act (POPIA), you have significant rights regarding your personal information:

Your Data Rights

Access Right

Request a copy of all personal information we hold about you, including how it's being processed.

Correction Right

Update or correct any inaccurate or incomplete personal information in our records.

Deletion Right

Request deletion of your personal information, subject to certain legal and contractual obligations.

Portability Right

Receive your personal information in a structured, commonly used format for transfer to another service.

Objection Right

Object to processing of your personal information for direct marketing or other specific purposes.

Restriction Right

Request limitation of how we process your personal information in certain circumstances.

How to Exercise Your Rights: To exercise any of these rights, email us at info@coradynvalis.com with "Privacy Request" in the subject line. Include your full name, account email, and specific request details. We'll respond within 30 days and may need to verify your identity before processing certain requests.

If you're not satisfied with how we handle your privacy concerns, you have the right to lodge a complaint with the Information Regulator of South Africa. However, we encourage you to contact us first so we can address your concerns directly.

Data Security and Protection

Protecting your personal information is a top priority. We implement multiple layers of security to safeguard your data against unauthorized access, alteration, disclosure, or destruction.

Encryption

All data transmission uses SSL/TLS encryption, and sensitive data is encrypted at rest using industry-standard algorithms.

Access Controls

Strict employee access controls ensure only authorized personnel can access personal information on a need-to-know basis.

Regular Audits

We conduct regular security assessments and vulnerability testing to identify and address potential risks.

Backup Systems

Secure, encrypted backups ensure your data remains available while maintaining confidentiality and integrity.

Our security measures are regularly reviewed and updated to address emerging threats. We also provide security guidance to help you protect your account, including recommendations for strong passwords and recognizing phishing attempts.

In the unlikely event of a data breach that poses a risk to your privacy, we'll notify you and relevant authorities as required by South African law, typically within 72 hours of discovering the incident.

Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and protect our legitimate interests.

Account Information: Retained for the duration of your active account plus 7 years to comply with South African financial record-keeping requirements.
Course Data: Learning progress and assessment results are kept for 5 years after course completion to support continuing education and certification verification.
Communication Records: Customer service interactions and support tickets are retained for 3 years to improve service quality and resolve future inquiries.
Marketing Data: If you consent to marketing communications, we retain this information until you opt out or your account becomes inactive for 2 years.
Usage Analytics: Aggregated, anonymized usage data may be retained indefinitely for service improvement, while individual usage logs are deleted after 18 months.

When retention periods expire, we securely delete or anonymize your personal information using industry-standard data destruction methods. You can request early deletion of your data, though this may affect our ability to provide certain services or comply with legal requirements.

Some information may be retained longer if required by law, for legal proceedings, or to protect against fraud. We'll inform you if extended retention is necessary and provide the specific legal basis for keeping your information.

International Data Transfers

coradynvalis primarily processes and stores data within South Africa. However, some of our service providers and technology partners may process your information in other countries to support our operations.

When we transfer personal information outside South Africa, we ensure adequate protection through:

Adequacy Decisions: Transferring data only to countries recognized by South African authorities as providing adequate data protection.
Standard Contractual Clauses: Using legally binding agreements that require international partners to maintain South African-equivalent privacy standards.
Certification Programs: Working with service providers certified under internationally recognized privacy frameworks.

We regularly review our international data processing arrangements to ensure they continue meeting South African privacy requirements. You can request information about specific countries where your data is processed by contacting our privacy team.

If you have concerns about international data transfers, you can object to this processing. However, this may limit our ability to provide certain services that depend on these transfers.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, remember your preferences, and understand how you interact with our content.

Essential Cookies: These are necessary for basic website functionality, including maintaining your login session, remembering your privacy preferences, and ensuring secure connections. These cookies cannot be disabled without affecting site functionality.

Analytics Cookies: With your consent, we use analytics tools to understand website traffic patterns, popular content, and user behavior. This helps us improve our educational content and user experience. These cookies collect aggregated, non-personally identifiable information.

Preference Cookies: These remember your settings and preferences, such as language selection, course bookmarks, and customized dashboard layouts, to provide a more personalized experience.

You can manage cookie preferences through your browser settings or our cookie preference center. Blocking certain cookies may affect website functionality, but you'll always have access to essential features and content.

We don't use advertising cookies or share cookie data with advertising networks. Our tracking technologies are focused solely on improving educational delivery and user experience.

Third-Party Services and Integrations

To provide comprehensive educational services, coradynvalis works with carefully selected third-party providers. These partnerships help us deliver features like payment processing, email communications, and learning analytics.

Our key third-party categories include:

Payment Processors: Secure handling of billing information through PCI-compliant payment services that never store your full payment details on our servers.
Email Service Providers: Delivery of course materials, program updates, and educational content through professional email platforms with strong privacy protections.
Learning Analytics: Educational technology partners help us track course effectiveness and provide personalized learning recommendations while maintaining data privacy.
Cloud Infrastructure: Secure hosting and backup services ensure reliable access to your educational materials and account information.

All third-party partners must meet our privacy and security standards through contractual agreements. We conduct regular reviews of their practices and limit data sharing to what's necessary for service delivery.

If you have questions about specific third-party integrations or want to limit certain data sharing, contact our privacy team. We'll provide details about our partnerships and work with you to address any concerns while maintaining service quality.

Updates to This Privacy Policy

We review and update this privacy policy regularly to reflect changes in our services, legal requirements, or privacy practices. When we make significant changes, we'll notify you through multiple channels to ensure you're informed.

Notification Methods: Major policy changes will be communicated via email to your registered address, prominent website notices, and in-platform notifications when you log into your account. We'll provide at least 30 days' notice before implementing changes that affect how we use your personal information.

The "Last Updated" date at the top of this policy indicates when changes were last made. Minor updates, such as clarifications or contact information changes, may not trigger separate notifications but will be reflected in the updated date.

If you disagree with policy changes, you can contact us to discuss your concerns or exercise your right to withdraw consent for certain data processing activities. Continued use of our services after the notice period indicates acceptance of the updated terms.

We maintain archived versions of previous privacy policies for reference. If you need information about how your data was handled under previous policy versions, we can provide relevant details upon request.

Privacy Questions or Concerns?

We're here to help with any privacy-related questions or concerns. Our dedicated privacy team is committed to addressing your inquiries promptly and thoroughly. Email: info@coradynvalis.com Phone: +27437311912 Address: 1, Seagate Centre, Torquay St, Summerstrand, Gqeberha, 6001, South Africa For privacy-specific inquiries, please include "Privacy Request" in your email subject line to ensure faster processing. We typically respond within 48 hours during business days.